- Built credit teasers for 9 NBFCs & MFIs using MS Excel, directly supporting the firm's debt syndication pipeline with investor-ready documentation.
- Analysed financial statements to surface credit strengths, risk flags, and structural weaknesses for prospective debt investors.
- Reviewed legal deal documentation; gained hands-on exposure to deal structuring in the Indian debt market.
- Developed deep knowledge of Indian microfinance sector, regulatory framework, and NBFC lending dynamics.
Shah
- ☎ +91 98203 54773
- ✉ siddharthshah30@gmail.com · siddharthshah30@nmims.edu.in
- ⌂ Borivali (W), Mumbai — 400092
- ⌖ github.com/SiddharthShah30
Full buy-side investment cases using DCF (WACC: 11.9% / 10.88%), scenario analysis, and comparable multiples. Identified 81% & 65% implied downsides backed by ROE deterioration and EBITDA margin compression.
15+ ratios across liquidity, profitability, leverage & efficiency (FY21–24). Flagged rising D/E & deteriorating current ratio as credit risk signals with peer benchmarking.
Applied Empirical Mode Decomposition (EMD) in MS Excel to isolate cyclical & trend components from crude oil price data. Quantified credit shock-to-commodity price transmission lag.
Income/expense analysis, multi-goal SIP, 12-profile asset allocation, HLV insurance gap, retirement corpus planner & EMI analyser — BBA Finance concepts in pure Python.
Apple-style Zen TUI with live clock, Pomodoro, todo manager, music library, Spotify/YouTube/ICS integrations, 9 live views at 20 fps. github.com/SiddharthShah30/deskzen
Full terminal cricket simulator with 10 real teams, authentic player stats, toss, pitch & weather conditions, live scorecards, and player-of-the-match logic.
Morse code GUI encoder/decoder; CLI Battleship with AI opponent & scoring engine; OOP turn-based battle simulator with type-advantage combat mechanics.
NMIMS University, Mumbai
CGPA 2.40 / 4.0
BSGD College, Malad
64.50%
R.B.K. School, Mira Road
70.83%